This is a normal Home Loan product that is offered by all the banks and NBFCs in the market. This product is totally based on the Monthly EMI system. Once the loan is disbursed from the bank or NBFC,  from the next month, the EMI will start hitting your bank A/c.

This product is specially designed by few banks only. Smart Home Loan is a product, which combines the home loan with your current or savings account. The advantage of the smart home loan is that you can use your surplus fund to reduce the interest liability on your home loan. So it’s interest saving product for all the customers.

You can get up to 90%* of the house’s market price as a Home Loan.

Any salaried, self-employed or professional Public and Private companies, Government sector employees including Public Sector is eligible for a Home Loan.

Maximum age of applicant at loan maturity: 60 years

Minimum Net Monthly Income: Rs 15,000

Applicant should have the bank specified credit score.

If you have a question about Home Loan, Renovation loan, Land Loan, Plot Loan, Home Loan Balance Transfer then you can look into below FAQs or our General FAQs page in case if it is not mentioned here please contact us and ask us we would be happy to answer you!

This start from 15% to 20 %. It is pending upon the Banks and NBFC.

Bank’s offer the structure rate for 3 years to the customer. Like they offer 3 different EMI of each 12 months to the customer.

This loan is generally sanctioned for 12 months to maximum 48 months.

Any self-employed or professional, Privat companies and LLP are eligible for a Business Loan.

Maximum age of applicant at loan maturity: 60 years

Must show cash profits in consecutively past two financial years.

Applicant should have the bank specified credit score.

These are the most usable forms of working capital financing that are mainly used by both small and large businesses. These cash facilities are provided by the commercial banks by which the borrower is approved a specific amount of cash that they can use for making business payments.

This is a type of working capital financing that is extended by the present or potential supplier of a business. Trade credit is offered to businesses based on their creditworthiness, which is revealed by its profit records, liquidity situation and payment records.

For a small business, it is another good type of working capital financing provided by the commercial banks. Every business generates bills in their normal routine while selling products or services to debtors.

Working capital loans are used by small businesses to finance their day by day operations or raise their cash flow. Working capital loans are as good as term loans for a short duration.

Any self-employed or professional Public and Private Companies, are eligible for a Working Capital.

Applicant should have the bank specified credit score.

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

A mortgage can be affected only on immovable property, the immovable property includes land. But a machine which is not permanently fixed to the earth and is shift able from one place to another is not considered to be immovable property.

A mortgage is the transfer of an interest in the specific immovable property and differs from sale wherein the ownership of the property is transferred. Transfer of an interest in the property means that the owner transfers some of the rights of ownership to the mortgage and retains the remaining rights with himself. For example, a mortgagor retains the right to redeem the property mortgaged.

The property to be mortgaged must be a specific one, i.e., it can be identified by its size, location, boundaries, with proper approved plan etc.

In case the mortgager fails to repay the loan, the mortgage gets the right to recover the debt out of the sale proceeds of the mortgaged property

On the basis of the transfer of title to the mortgaged property, mortgages are divided into types namely:

Any self-employed or professional Public and Private Companies are eligible for this loan.

Applicant should have the bank specified credit score.